Auto Insurance

About Auto Insurance

Auto insurance is an essential protection and a legal requirement to operate your vehicle. It covers the costs associated with being in an auto accident and in some cases damage to your vehicle from hail, fire, theft, and other hazards.

What makes up my auto premium?

The costs of auto insurance vary greatly and are dependent on factors including the age of the vehicle being covered, the age of the driver(s), the driving history of the driver(s), the type of coverage desired, and even your credit.  Speak with an agent is the best option to ensure all options are explored to provide you with the best coverage for your situation.

Reasons to have Auto insurance

Aside from the legal requirement to have car insurance while operating your vehicle, there are many advantages of having good auto insurance.


Guards you against liability should you happen to be involved in an accident


It can protect your investment should you be a victim of theft or vandalism


It can provide coverage for medical expenses arising from a motor vehicle accident


It can provide coverage to repair or replace your vehicle

Types of Auto Insurance Coverage

Car insurance is more than just covering your liability against accidents you may cause. These critical areas of every policy can provide you piece of mind for various situations on and off the road.

Bodily Injury Liability

Provides coverage for the cost of injuries you may inadvertently cause with your own vehicle.

Property Damage Liability

Provides coverage for property damage you may cause with your vehicle.

Personal Injury Protection

Provides coverage for medical expenses for you and your passengers after a motor vehicle accident.

Uninsured/underinsured Motorist

Provides coverage for damage cause by a driver that does not have insurance or whose insurance doesn’t cover the total cost of damages.


Provides coverage for damage not caused by a collision such as hail storms or falling tree branches.


Provides coverage for damage caused by a collision regardless of who is at fault.

The basics of auto insurance

The simple steps to covering your car, yourself, and your family.

Get a Quote

The first step to getting covered is to get a quote for the coverage that you need. We can work with you to make this a simple and painless process.


Buy your Policy

When you’re ready to move forward with a policy that’s just right for you and your family, you simply pay the premium (monthly or annually).


File a Claim

If the unfortunate time comes that your car becomes damaged or you’re involved in an accident, make a claim.

We love helping people!

Our job is to personally ensure that you're covered. See what others have to share about their experience with us.

Mike FagerMike Fager
03:07 28 Feb 23
Ryan is great to work with and and got me what I needed for my company! Look forward to working with him in the future!
Marilyn PotterMarilyn Potter
01:54 25 Apr 22
Need questions answered regarding current or new insurance? Get your answers here!
Jennie BowenJennie Bowen
15:23 03 Aug 20
Very friendly and knowledgeable staff
Office Hours

Mon-Fri: 9am to 5pm
Nights and weekends by appointment


Our Office

507 Market St
Osage City, KS 66523

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