About Life Insurance
Life insurance provides piece of mind for you and your family after your death. It can provide tax-free income to supplement lost income to ensure expenses like a mortgage, utility and grocery bills, college tuition, or funeral arrangements are paid.
What makes up my life insurance premium?
Life insurance provides an extremely diverse marketplace with enough options to ensure there is a product that fits your budget. Ultimately, the amount of coverage and type of insurance will determine what options are available to you and your family.
Reasons to have life insurance
No one wants to think about that unfortunate day, but even worse is thinking about what your family will do after your passing.
Provides financial support for family members after the loss of a loved one
Provides a means for family to cover final expenses such as a funeral or burial
Provides a means to ensure a mortage is paid
Mitigate debt from being passed on to co-signers on loans
Business owners can ensure their partners can continue to operate
Types of Life Insurance
We can guide you though the types of insurance available to find the policy best suited to you.
Term Life Insurance
Term life insurance provides coverage for a predefined length of time. It usually provides good benefits without breaking the bank at the expense of an expiration date.
Whole Life Insurance
Whole life insurance can be more costly but is permanent life insurance also has a savings component usually referred to as the cash value.
Universal Life Insurance
Another permanent life insurance option, universal life insurance also has a cash value and usually premiums and/or death benefit can be adjusted over time.
The basics of life insurance
The simple steps to covering your family
Get a Quote
The first step to getting covered is to get a quote for the coverage that you need. We can work with you to make this a simple and painless process.
Buy your Policy
When you’re ready to move forward with a policy that’s just right for you and your family, you simply pay the premium (monthly or annually).
File a Claim
When the unfortunate time comes, your family will be able to make a claim and have financial support from the insurance policy.
We love helping people!
Our job is to personally ensure that you're covered. See what others have to share about their experience with us.
Josiah and Ryan have been excellent to work with on our personal and business policies. I would recommend them for your insurance as well.
Lakefront saved me over 20% of my monthly premium on my Home and Auto policy, I highly recommend the agents there.
I called lakefront to get a quote on my home and auto policies and in less than 24 hours they got back to me with a quote that beat my current policy by hundreds of dollars. Awesome service!
Mon-Fri: 9am to 5pm
Nights and weekends by appointment
507 Market St
Osage City, KS 66523