Life Insurance

About Life Insurance

Life insurance provides piece of mind for you and your family after your death. It can provide tax-free income to supplement lost income to ensure expenses like a mortgage, utility and grocery bills, college tuition, or funeral arrangements are paid.

What makes up my life insurance premium?

Life insurance provides an extremely diverse marketplace with enough options to ensure there is a product that fits your budget. Ultimately, the amount of coverage and type of insurance will determine what options are available to you and your family.

Reasons to have life insurance

No one wants to think about that unfortunate day, but even worse is thinking about what your family will do after your passing.

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Provides financial support for family members after the loss of a loved one

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Provides a means for family to cover final expenses such as a funeral or burial

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Provides a means to ensure a mortage is paid

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Mitigate debt from being passed on to co-signers on loans

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Business owners can ensure their partners can continue to operate

Types of Life Insurance

We can guide you though the types of insurance available to find the policy best suited to you.

Term Life Insurance

Term life insurance provides coverage for a predefined length of time. It usually provides good benefits without breaking the bank at the expense of an expiration date.

Whole Life Insurance

Whole life insurance can be more costly but is permanent life insurance also has a savings component usually referred to as the cash value.

Universal Life Insurance

Another permanent life insurance option, universal life insurance also has a cash value and usually premiums and/or death benefit can be adjusted over time.